Looking for debt help?

Talk to a non-profit debt expert!

Imagine living debt free.

CCCS of Chattanooga, a non-profit credit counseling agency, can help make the dream of paying off debt come true. 


When you enroll in one of our debt management programs, you make one monthly payment and we take care of the rest.


Simply fill in our form or give us a call at (423) 490-5620.

About our Debt Management Plans

Our debt management plans do not include a debt consolidation loan, and unlike debt settlement services, we do not require an up-front fee.


Instead, we provide you with practical budget counseling services and work with you and your creditors to build a budget you can live with. Then we manage the repayment of your debt. You make one monthly payment to us and we distribute the money to your creditors.


If you are facing unmanageable credit card debt, a debt management plan could be the answer you've been looking for!

CCCS of Chattanooga debt management plans include:

One Monthly Payment

Lower Interest Rates

Improved Credit Score Over Time

Certified Debt Counselor

Schedule a Free Evaluation

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What is a Debt Management Plan?

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Consumer Credit Counseling Service of Chattanooga

An organization you can trust

Over 40 years of nonprofit consumer credit counselling experience

Nationally certified credit counselors trained in a variety of financial counselling areas

Helped more than 100,000 households become debt free since 1970

Client Testimonials

Julie C.

Mary T.

Kristin W.

"The credit counseling experience was very positive and encouraging. We felt it was really nice to talk to someone who didn't judge us based on our financial difficulties. We also felt better after the counseling session knowing we had a plan."

“I can't tell you how wonderful all of you have been to work with. Your customer service is amazing and the service you provide has turned our lives around- so thank you!” 

“ I have had great results from your service! From the very start, with my consultation with Rachel to my recent experience with Danielle, the service from the CCCS has been second to none."

Get started on your path to living debt free by getting in touch with us today.

Schedule a Free Evaluation

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Consumer Credit Counseling Service of Rochester – 501 (c) (3) Non-profit Credit Counseling Organization, All Rights Reserved.

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